With Flightdeck Cash (powered by Akoni), you can now place insurer-owned premium funds into high-interest earning accounts - while remaining fully compliant under FCA Risk Transfer rules.
Earn 3.10% AER (variable) on insurer-owned premium balances with no minimum deposit, full compliance, and real-time visibility through the Flightdeck dashboard.
Get set up and earning in as little as 24 hours. With no lock-ins, full regulatory alignment, and legal validation, managing premium funds has never been easier.
With electronic onboarding to daily interest tracking, the process is fully digital—track, deposit, and withdraw anytime with just a few clicks.
Risk Transfer is a regulatory arrangement where premiums collected by a broker are deemed to have been collected by the insurer. These funds are classified as insurer money, not client money, and can therefore be managed separately - opening up the opportunity to earn interest while awaiting onward payment.
This product is available to brokers with a valid risk transfer clause in their TOBA or binder that allows them to retain interest on premium funds.
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